Transform Your Cash Flow with Professional Factoring Services
Stop waiting 30-90 days for invoice payments. Our factoring services provide immediate cash flow solutions for businesses across multiple industries. Convert your outstanding invoices into working capital within 24 hours and focus on growing your business instead of chasing payments.
Industry-Leading Factoring Solutions Since 2019
With over a 6 years of experience in invoice factoring, we’ve helped thousands of businesses improve their cash flow and accelerate growth. Our customer-first approach, competitive rates, and flexible terms set us apart from traditional factoring companies.
What Makes Us Different:
- Fast Approval Process: Get approved in as little as 24 hours with minimal paperwork
- Transparent Pricing: No hidden fees, setup costs, or monthly minimums
- Dedicated Account Management: Personal relationship manager for every client
- Advanced Technology Platform: Real-time access to your account and funding status
- Industry Expertise: Deep understanding of various business sectors and their unique challenges
- Flexible Terms: Customize factoring agreements to match your business needs
Our Factoring Specializations
specialists with 5+ years each in freight factoring, handling BOLs, rate confirmations, and carrier-specific documentation.
specialists experienced in progress billing, lien waivers, and managing seasonal cash flow fluctuations.
specialists skilled in high-volume invoice processing and managing payroll-dependent cash flows.
Core Benefits
Convert invoices to cash within 24 hours of approval, eliminating the 30-90 day payment wait that strangles business growth.
We perform credit checks on your customers and protect you from bad debt losses. Focus on your business while we handle payment risks.
Factoring isn't a loan - you're selling your invoices for immediate payment. No monthly payments, no interest accumulation, no debt on your balance sheet.
As your business grows, your available funding grows automatically. No need to reapply or renegotiate - just factor more invoices as needed.
Common Challenges & Our Solutions:
At F9-Edge, we understand that truck drivers are the backbone of the American economy—and they deserve services that work just as hard as they do. Here’s how we transform your daily challenges into competitive advantages.
The Challenge: Why am I always stuck hauling cheap freight just to keep moving?
Our Solution:
First, we consistently find $2.85+ per mile loads through our premium broker relationships and exclusive freight networks. Furthermore, while other dispatchers settle for whatever's available, we negotiate aggressively to secure the high-paying loads. As a result, we make your time on the road profitable.The Challenge: Why am I spending my valuable time playing debt collector instead of running my business?
Our Solution:
Our professional collections team takes over all payment follow-up, using proven strategies and industry expertise to recover your money faster. While you focus on delivering exceptional service to customers, we ensure every invoice gets paid promptly and professionally.The Challenge: Why does my business survive feast or famine cycles instead of steady growth?
Our Solution:
We provide consistent cash flow that smooths out seasonal fluctuations, converting slow-season invoices into immediate operating capital. While seasonal businesses struggle through lean months, you maintain steady cash flow to keep operations running and seize opportunities year-round.The Challenge: Why do non-paying customers keep destroying months of hard work with unpaid bills?
Our Solution:
Our comprehensive credit screening and protection services eliminate bad debt risk before it happens, with full recourse protection on approved accounts. While other businesses gamble on customer creditworthiness, you work confidently knowing every invoice is protected against non-payment losses.Trusted by 10,000+ Fleets of All Sizes
Loved by Owner Operators and Large Fleets
Ready to Eliminate Cash Flow Problems?
Stop waiting 30-90 days for payments. Get the working capital you need to grow your business with our fast, reliable factoring services.
Your Trusted Partner in Business Growth
Founded in 2019, we began as a small consulting firm with a big vision: to help independent truckers overcome cash flow challenges and achieve their growth potential. Today, we continue helping drivers with reliable payment solutions and have successfully served hundreds of happy clients nationwide, providing the fast cash flow solutions that keep truckers moving and earning.
Our Approach:
- Industry Experience: Over 6 years serving businesses across multiple industries
- Technology-Driven: Advanced online platform for seamless invoice management
- Relationship-Focused: Personal service with dedicated account managers
- Risk Management: Comprehensive credit protection and collections expertise
- Flexible Solutions: Customized factoring programs for businesses of all sizes
Why We Started Providing Factoring Services
We started our factoring company after witnessing too many good businesses struggle or fail simply because they couldn’t access the cash tied up in their outstanding invoices. Every business owner deserves to focus on what they do best instead of worrying about when payments will arrive.
Our Mission:
We believe that cash flow problems shouldn’t determine business success. Whether you’re a growing startup or an established company, you deserve immediate access to the money you’ve already earned. Our factoring services level the playing field, giving you the same cash flow advantages that larger companies enjoy with their extensive credit lines.
Reliability
We process payments quickly and consistently because your business depends on predictable cash flow. Our track record speaks for itself – on-time funding every time.
Transparency
No hidden fees, no surprise deductions, no complex contracts. You’ll know exactly what you’re paying and exactly when you’ll receive your funds.
Innovation
We continuously invest in technology and processes that make factoring faster, easier, and more beneficial for our clients. Your success drives our innovation.
Frequently asked questions
Have questions in mind? Explore our Frequently Asked Questions to find clear and quick answers
to the most common queries our customers ask
What is freight factoring, and how does it work?
Freight factoring is a financial service where a factoring company buys your unpaid freight invoices and pays you upfront—usually within 24–48 hours. This eliminates the wait for broker or shipper payments, giving you fast access to working capital.
How soon will I receive payment after submitting an invoice?
Once you deliver the load and submit your invoice with the required documents, you’ll typically receive payment within 24 to 48 hours, depending on your plan and funding method.
Do I have to factor every invoice?
No. At F9 Edge, we offer flexible factoring options. You can choose which invoices to factor based on your cash flow needs—there are no minimum volume requirements.
What’s the difference between recourse and non-recourse factoring?
In recourse factoring, you’re responsible if the broker fails to pay. In non-recourse factoring, the factoring company absorbs the loss if a verified broker defaults. We’ll help you choose the right option for your business.
Will factoring affect my relationship with brokers?
Not at all. Factoring is a common practice in the trucking industry, and brokers are used to working with factoring companies. It simply allows you to get paid faster without changing how you do business with brokers.
Start Your Cash Flow Transformation Today
Ready to eliminate cash flow worries and accelerate your business growth? Our factoring experts are standing by to discuss your specific needs and create a customized solution.